Cover for the excess payable when making a claim against a motor insurance policy
Our Motor Excess Protection insurance policies provide cover for the excess payable by the insured in the event they make a claim against their primary motor insurance policy.
This product is available to insurance brokers and intermediaries only.
These policies provide reimbursement of the excess paid by the insured to their insurers following a successful claim against a primary insurance policy, and ensure that the insured is not out of pocket in the event they are required to make an insurance claim.
We are also able to provide Excess Protection policies for motor and some commercial lines insurance products.
Insured events covered
Cover is provided for excess reimbursement following the insured’s successful claim against their primary motor insurance policy.
The cover will follow the insured events, and terms and conditions, of the underlying primary insurance policy. If the insured has a valid claim under their motor insurance policy, and is required to pay an excess to the insurer of that policy, the Excess Protection policy will react (subject to the policy’s terms and conditions of cover).
Limits of indemnity
Various limits of indemnity are available from £100 to £1,000 for personal lines excess reimbursement.
As a provider of specialist insurance products and services for brokers, affinity groups, motor fleet providers, letting agents and insurers, we are renowned for our innovative and flexible approach in developing and administering bespoke schemes to meet the requirements of our partners. We pride ourselves on our ability to offer flexible solutions.
Our Excess Protection insurance products are designed to be provided to customers on an add-on or standalone basis.
Trading options can include:
- Online trading via our broker platform – HUB
- Delegated authority schemes
- Open GI
- Rhino – administered programmes