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Landlords’ legal expenses

Legal Expenses Insurance

Comprehensive legal expenses insurance cover for residential landlords

Standard covers

Designed for residential landlords who let property in the United Kingdom, our Landlords’ Legal Expenses insurance product can provide cover for:

  • Eviction: The eviction of tenants and/or squatters from the property
  • Rent recovery: The recovery of unpaid rent from tenants
  • Disputes: Legal expenses incurred in a dispute between the landlord and tenant, or a third party in relation to negligent acts or omissions, nuisance, trespass, or criminal damage to the property, for example

Rent Indemnity

Cover can be extended to include rent guarantee, which provides an indemnity in the event that the tenant fails to pay rent that is contractually due to the landlord.

Cover is provided for the rent contractually due to the landlord whilst proceedings are taken to evict the tenant from the landlord’s property. Subject to the limit of indemnity, rent is paid until the landlord obtains vacant possession of the property. An enhanced version of our policy provides additional indemnity capped at 75% of the monthly rent for a further two months after vacant possession is obtained, to allow the landlord time to prepare their property to be re-let.


landlords legal expenses insurance


Limits of indemnity

We typically offer cover subject to a limit of £50,000 for legal expenses, and a limit of £2,500 per month (£25,000 per annum) for rent guarantee.

Policyholder benefits

Legal advice lines: All Rhino Landlords’ Legal Expenses insurance policyholders are provided with access to our telephone advice line service, which is available for policyholders to obtain advice in relation to general legal and taxation matters.

All Rhino legal expenses products are supported by our in-house underwriting, claims and administration teams, backed by advice lines staffed by qualified consultants and solicitors employed by companies within our corporate group.

Bespoke schemes

As a provider of specialist insurance products and services for brokers, affinity groups, letting agents and insurers, we are renowned for our innovative and flexible approach in developing and administering bespoke schemes to meet the requirements of our partners. We pride ourselves on our ability to offer flexible solutions.


Claims against our legal expenses products are managed in-house, from first notification of loss through to settlement, by our own claims handlers. We utilise an experienced panel of solicitors who provide excellent levels of service and achieve great results for our policyholders.

Trading options

Our legal expenses products are designed to be sold to customers on a standalone basis, or as valuable add-ons to primary commercial and personal lines insurance products.

Trading options for our legal expenses products can include:

  • Online trading via our broker platform – HUB
  • Delegated authority schemes
  • Group schemes
  • Rhino – administered programmes
  • Open market referral

Contact us to discuss your requirements today.

01455 852111 enquiries@rhinoprotectinsurance.com