Landlord Insurance

Rhino Landlord Insurance Policies

Rhino can provide a number of products for landlords on a scheme basis through residential letting and managing agents or landlord associations and membership organisations. Our landlord products are also available as an ‘add-on’ to underlying Property Policies, administered by insurance brokers through our HUB portal. Products can be tailored to meet the individual needs of our partners and include:

Landlord Legal Expenses Insurance

A legal Expenses Insurance product that has been tailored to specifically to protect the landlord’s interests in the course of letting residential property. More specifically the Policy provides cover for legal expenses incurred in legal proceeding to recover possession of the landlords’ property, to recover unpaid rent, and in relation to other types of disputes between the landlord and tenant.

Features include:

• Nil excess
• £50,000 limit of indemnity for legal expenses
• Cover for eviction / possession proceedings
• Cover for recovery of unpaid rent from the tenant
• Cover for disputes between the landlord and tenant in relation to negligent acts or omissions, nuisance, trespass or damage to the property
• Access to legal and tax helplines
• Court attendance expenses

Tax Enquiry Insurance

Provides cover for professional fees incurred in the event of a dispute with HMRC, or investigation conducted by HMRC into a landlord’s tax returns.

Our Tax Enquiry Insurance policies provide as standard:

• Nil excess
• £50,000 limit of indemnity for professional fees
• Cover in respect of a full or aspect enquiry conducted by HMRC
• Cover for disputes with HMRC in relation to the policyholder’s treatment of PAYE or VAT
• Access to legal and tax helplines

Legal Services

Rent arrears, damage to property and its contents and maintenance disputes, are all examples of the types of issues that landlords and their agents can face when letting residential property. Our in-house law firm can provide clear, practical advice and a wide range of services from the drafting of residential tenancy agreements through to the eviction of tenants and recovery of unpaid rent.

More specifically we provide advice and representation in the following areas:

• Tenancy agreements
• Tenancy deposit protection
• Right to rent checks
• Eviction proceedings
• Rent recovery
• Disputes with tenants (dilapidations, nuisance, service charges, maintenance)

Contact us to discuss your requirement today.